:root{--ink:#102538;--muted:#506479;--bg:#f5f8fb;--navy:#0b2a43;--teal:#007f73;--gold:#ffd174;--line:#dce6ed}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;line-height:1.55}a{color:inherit}a:focus-visible,button:focus-visible{outline:3px solid #e6a700;outline-offset:3px}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.head{background:white;border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:68px}.brand{font-size:17px;font-weight:850;text-decoration:none;letter-spacing:-.3px}.brand span{color:var(--teal)}.nav-link{font-size:14px;text-decoration:none;color:var(--muted);font-weight:650}.hero{background:radial-gradient(circle at 80% 0%,#225c72 0%,#0b2a43 48%,#071d31 100%);color:white;padding:75px 0 78px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.3fr .75fr;gap:56px;align-items:center}.eyebrow{display:inline-flex;border:1px solid #658da0;border-radius:99px;padding:6px 13px;text-transform:uppercase;letter-spacing:.12em;font-weight:750;font-size:12px;color:#d2f0f3}h1{font-size:clamp(37px,5vw,64px);line-height:1.08;letter-spacing:-.045em;margin:22px 0}.hero p{font-size:clamp(17px,2vw,21px);color:#deecf3;max-width:600px;margin:0 0 28px}.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;gap:9px;border-radius:13px;padding:16px 23px;text-decoration:none;font-weight:800;background:var(--gold);color:#1b3043;box-shadow:0 5px 0 rgba(0,0,0,.12);transition:transform .15s,filter .15s}.btn:hover{filter:brightness(1.05);transform:translateY(-2px)}.btn.alt{background:var(--teal);color:#fff}.helper{margin-top:14px!important;font-size:13px!important;color:#b7cdd9!important}.hero-side{background:rgba(255,255,255,.085);border:1px solid #487082;border-radius:24px;padding:28px}.hero-side h2{font-size:23px;margin:0 0 15px}.tick{display:flex;gap:12px;margin:16px 0;color:#eef9fa}.tick b{color:#a8f3cd}.section{padding:68px 0}.soft{background:var(--bg)}.kicker{color:var(--teal);font-size:12px;letter-spacing:.13em;font-weight:900;text-transform:uppercase}.section h2{font-size:clamp(28px,3vw,40px);letter-spacing:-.035em;line-height:1.16;margin:9px 0 14px}.lead{color:var(--muted);max-width:730px;margin:0 0 31px;font-size:17px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);border-radius:20px;padding:25px;box-shadow:0 10px 28px rgba(13,44,66,.035)}.card .n{font-size:14px;color:var(--teal);font-weight:850;letter-spacing:.1em}.card h3{font-size:21px;margin:12px 0 9px}.card p{margin:0;color:var(--muted);font-size:15px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.step{border-left:3px solid var(--teal);padding:2px 0 2px 19px}.step h3{margin:0 0 7px;font-size:19px}.step p{margin:0;color:var(--muted)}.cta{background:#0d3049;color:white;border-radius:24px;padding:42px;display:flex;align-items:center;justify-content:space-between;gap:32px}.cta h2{color:#fff;margin:0 0 10px}.cta p{color:#daeaf2;margin:0}.fine{color:var(--muted);font-size:14px}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;font-weight:750;font-size:17px}.faq p{color:var(--muted);margin:10px 0 0}.foot{background:#0b2236;color:#d2e4eb;padding:31px 0;font-size:13px}.foot a{color:#d2e4eb}.foot-grid{display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}.disclosure{font-size:13px;color:var(--muted);margin-top:16px}.qr{display:flex;align-items:center;gap:20px;margin-top:24px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 20px;max-width:460px}.qr img{width:105px;height:105px}.qr p{font-size:14px;margin:0;color:var(--muted)}@media(max-width:760px){.hero{padding:48px 0}.hero-grid{grid-template-columns:1fr;gap:25px}.cards,.steps{grid-template-columns:1fr}.section{padding:48px 0}.cta{padding:28px;display:block}.cta .btn{margin-top:24px}.nav-link{font-size:12px}.wrap{width:min(1120px,calc(100% - 28px))}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}